You purchased a car and have been paying premiums with a belief that you have been secured. What do you do if your car insurance claim is rejected? What do you do when your insurer refuses to compensate you for filing a claim? The immediate step is to hire a personal Injury Lawyer in Kitchener to receive professional guidance. Here are other things to be considered if you are dealing with a car insurance claim denial:

When an insurance deal is signed between the insurer and the insured, there are certain duties both parties are liable for. The first duty of the insurer is to offer services in good faith to the insured. If the insurance provider fails to perform his duties, it’s bad faith. Improper investigation of the accident, low valuation of the property, and refusing to pay the claim are some of the examples of bad faith. A personal Injury Lawyer in Kitchener will guide you to take legal action when a car insurance claim is denied. There are 2 different kinds of legal actions for bad faith insurance claim denials:

Tort: It’s a civil wrong. When the insurer refuses to pay for a valid claim, there’s a breach of duty that leads to a dent in your pocket.

Breach of contract: It’s by default a breach of contract when the insurer refuses to pay your claim. The insurer breaks the promise when he refuses to pay you the compensation.

Whether it’s Tort or Breach of contract, the insurer is liable to compensate your losses, failing to which legal action can be taken.  The State laws govern the bad faith car insurance denials i.e., all car insurance claims are subject to the laws of a particular jurisdiction. Every state will have different laws to deal with bad faith insurance denials. Some states have exclusive laws to prevent bad faith denial cases wherein certain states permit claims under the common law.

The plaintiff can claim for damages such as consequential damages, compensatory damages, punitive damages, and personal injury lawyer charges. Based on the kind of damages and loss incurred, the plaintiff can take legal action and ask for compensation accordingly. If your car insurance claim is denied and you need justice, seek the help of Injury Lawyer in Kitchener to proceed further. You will not only have better chances of getting compensated but will also save your time and energy. For more information visit Our Website